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crea forecasts strong price growth in canadian market

News Posted On: 14 February 2012

The Canadian Real Estate Association is forecasting a 9.3% increase in property prices this year owing to strong interest from international buyers and a relatively good economy.

However this figure does sound very high. According to the National House Price Index, property prices rose by 4.52% in the year ending June 2011. This price rise is similar to the previous two years.

Canada has managed to avoid the crash experienced by its nearest neighbour, the USA. In fact, the Canadian market has been one of the strongest performing markets in the world, with prices and rental yields having increased right across the country.

Montréal has seen the most increase in rental yields at an average of 5.7%. In July 2010 the Harmonised Sales Tax was introduced in British Columbia and Ontario, and this had the effect of calming the market as it imposed an additional 5% tax on all new homes. The same year saw the introduction of more stringent lending procedures with many borrowers failing to qualify for massive loans.

Although the CREA is forecasting this massive increase, others think price rises will be far more moderate.

The Canada Mortgage and Housing Corporation has forecast that the market will remain stable during the next couple of years, and slow growth in the economy will keep house prices in check. They expect the property market to remain much the same as last year, but are predicting that mortgage rates may rise by the end of the year and into next year.

Many people have been wondering if Canada would face the same kind of housing crash as seen in the USA, but as their banks have been far more cautious this seems unlikely. Im1 fact, economists at BMO are forecasting that most of Canada will avoid a crash, with the exception being Vancouver.

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