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uk house prices up for first time in 3 months says halifax

News Posted On: 10 November 2011

Data just released by the Halifax show property prices in the UK increased in October for the first time in three months, but the outlook remains pretty mixed.

Prices rose by 1.2% from September, but are down 0.6% on a year earlier. Economists think the market will continue to be supported with record low interest rates.

Despite the fact that many households are under pressure due to unemployment, which is at a 15 year high, fiscal measures worse than at any time since World War II, rising inflation and low salary growth, the housing market has proved to be pretty resilient during the last few months. Prices and activity levels are expected to remain constant over the next few months, especially as the number of sales has remained static since the end of last year.

The Bank of England is predicted to hold interest rates at 0.5% for the foreseeable future, and is expected to maintain its expanded bond purchase program.

Further negative pressure on the market comes from the still-constrained mortgage market, which is preventing many people from buying. There were 50,967 mortgages granted in September, down from 52,347 in August. Prior to 2008 the average monthly total was around 108,000. There are also fears that the economy could be shrinking due to the continuing sovereign debt crisis in Europe, although this would at least dampen down inflation.

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