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uk property to be plagued by unemployment and repossessions throughout 2010

News Posted On: 15 December 2009

Anyone with the bright eyed bushy tailed spring in their step that the worst of the UK crisis is over, look away now. I have one word: unemployment, nah, make it three: unemployment and repossession.

I just read a report on Inside Housing, about new government measures to assist those facing repossession, after it was revealed that repossessions rose between the second and third quarters.

The report contained a quote from Kay Boycott, Shelter director of policy and campaigns, who told us that 2000 people are losing their jobs every day in the UK, she said:

"Measures to help struggling homeowners are clearly working in many cases but we shouldn’t fail anybody at this time.

"The most common cause of mortgage arrears is job loss and with 2,000 people losing their job every day, we must close these gaps urgently to ensure every vulnerable homeowner gets the protection they need."

On the upside, repossessions are still a lot lower than they were at the start of the year, and the number of people falling into arrears has also fallen 10% according to recent figures.

It is true, the worst of the recession in the UK is over, and the same is true of most of the world. That is why activity is increasing to buy overseas property, because anyone who hasn't yet been directly affected by the downturn (predominantly those with substantial wealth or equity), now concludes that they probably won't be.

However, unemployment is always the last thing to get back on track after a recession, and with the government determined to meet its spending cut target by 2014, this recession may prove to be worst than those going before it in that respect. So, repossessions will be a problem that haunts the UK property market throughout 2010.

Written by Liam Bailey

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