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could 2010 be german property year to shine

News Posted On: 04 February 2010

German property, in terms of overseas demand has never really flow; never reached its full potential. Sure, its seen a moderate amount of demand from buy to let’ers when they first started investing overseas, but yields never grew as much as was forecast, and neither did values.

Thus, Germany saw demand fall as new destinations emerged presenting better opportunities for growth, and Germany was left with a core group of buy to hold’ers, who invested in a safe place to put their money.

But the key word in that last sentence is safe. While German property has never seen exceptional growth, it has never seen any significant falls either. So, with the main concern of most overseas investors now being safety, could 2010 be the year of German property?

German property is among the cheapest of established property in Europe, because of the renter culture that exists in the country. Less than half the German population lives in a house they have bought, the rest (barr 2%) live in rented accommodation.

For this reason, the government has been forced to limit rental rate increases to stay inline with wages, and capital growth is always limited by lack of demand. Thus, the average rental yield on German property is 4-5%. Hence it losing its popularity as higher yields became possible elsewhere.

But now, with security weighed more than high yields, not least because savings interest rates are 2.5% maximum, then German property could very well see a massive increase in foreign demand this year.

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