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affordable housing in india recommended for investment

News Posted On: 18 August 2009

India is without doubt one of the fast growing economies in the world; even during the severe recession we are seeing this year the International Monetary Fund is forecasting 5.4% growth for India this year.

On top of that, India's cities (where the growth is coming from) are among the most densely populated in the world. And a large proportion of the economic growth is coming from dynamic small business start-ups, that are growing rapidly as the world outsources its IT, call-centre and design requirements.

Because of these facts, India's middle class, and therefore the demand for affordable housing for sale and rent in India's cities is growing far quicker than developers can keep up with -- not least because many of the developers got sucked into building luxury developments aimed at international buyers.

Rising demand outstripping supply makes affordable housing in India one of our best investments for 2009. Anyone who buys a reasonably priced apartment or house in one of India's cities -- we recommend the emerging tier II and III cities -- will be able to easily secure residential rental with a solid 6-8% yield and 10% minimum annual capital appreciation.

Over the long-term there will also be rising demand for luxury and high-end property among India's population, so there is an opportunity to take advantage of the discount on a high-end property off plan, rent it out cheaply in the short-term and sell it as a luxury property 10-15 years down the line.

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