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Mortgages in Italy |
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Mortgages for buying property
in Italy |
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There are over 275,000 people from the UK already overseas property
owners and this figure is set to climb a lot higher in the coming
years according to the Office of National Statistics. Therefore,
it is imperative to make the right choice when considering how to
finance your property in Italy. In addition to absorbing
the information set out in our Buyers
Guide it is most important to study the mortgage facilities
available to you as an overseas buyer.
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Mortgages
for Italian Property |
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Typical Rate : 5.2%
Loan purpose : Residential, Renovation.
Min Loan : €50,000
Max Loan : 70% Loan to Value
Term : 10 to 30years
Max Age : 75
Repay method : Capital & Interest. Interest Only (Conditions apply)
Currency : Euro
Additonal Info : All mortgage /loan repayments including proposes mortgage not to exceed 30% of gross income.
Our Niches.
We are able to assist you with mortgages from over 30 Countries.
We are particularly proud to be among the first to offer mortgages
in Eastern Europe including Hungary, Czech Republic, Slovakia
and Bulgaria with others being added regularly..
Where do you start?
Pleasecomplete your details at the bottom of this page and one
of our specialist advisers will contact you to discuss your requirements.
Approval in Principle
For all countries we are able to offer an approval in principle
service. We will ask you to complete our confidential information
form. This provides us with sufficient information about your
finances to advise you of the likely hood of obtaining finance.
In some cases we can obtain a formal approval in principle directly
from the lender which is particularly comforting for new build
purchases where you need to commit to a purchase way in advance
of applying for the mortgage.
What happens next?
If you wish to proceed, we will send you a full application pack.
Any required application forms will be pre-populated with the
information you have already supplied. We will supply you with
a specific document requirements checklist and additional information
and tips about your purchase.
 During the purchase
Once you have returned you application to us, as well as processing
the application, we will provide you with guidance on the whole
process. We will monitor your application with the lender closely
and provide you with regular updates and explanation of any terms
when the offer is produced. We will liaise with your other chosen
professionals to help with your understanding of the complexities
of your purchase such as buying through a company, residency permits,
taxation issues, life cover assignment etc.
Additional Services
As with the UK, you will be required to insure the property. Many
Overseas lenders also insist on Life Cover. In some cases an existing
plan may be used if it meets the minimum requirements. It is important
this issue is not left too late, as you may be unable to complete
on your purchase until cover is in place, which can sometimes
be delayed by requirements for medical information. Our recommended
independent advisers can provide specific advice.
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Click here for further details
Property-Abroad features Barclays as provider of mortgages for Italy (or France, Spain, Portugal as applicable), click the link above to receive a quotation and information pack.
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